Budget Tracking Without the Bank Login

Track your spending, auto-split BNPL payments, and see where every dollar goes.

No bank connection

No subscription

Just you and your budget

Early Bird Special: Get lifetime access for $24 instead of $49

  • Use code EARLYBIRD25 at the checkout

  • Limited to first 100 buyers

Everything You Need.
Nothing You Don't.

Simple tools to track your spending, manage BNPL payments, and actually understand your budget.

Quick Manual Entry

Add a transaction in under 5 seconds. Amount, category, done. Faster than any spreadsheet.

Auto BNPL Splitting

Buy on Afterpay or Klarna? Enter it once - Budgetpeer splits installments across the right months automatically.

Dashboard & Charts

Income vs. expenses, spending by category, monthly trends. Real insights at a glance.

No Bank Login. Ever

We never ask for bank credentials. You control what's tracked. Your data stays yours.

Recurring Transactions

Rent, Netflix, gym - set them once. Budgetpeer adds them every month automatically.

CSV Import

Switching from a spreadsheet? Import your transaction history in one click.

Works on Any Device

Phone, tablet, or desktop — Budgetpeer works in your browser. Add it to your home screen for an app-like experience.

Categories & Subcategories

Organize spending your way. Create custom categories and break them down with subcategories for detailed tracking.

Pay Once. Budget Forever.

One price. No subscriptions. No hidden fees.

Free

$0

30 Transactions / Month

2 BNPL Plans

1 Budget

Unlimited Accounts

Unlimited Categories

Unlimited Subcategories

CSV import

Recurring Transactions

All future updates

Free

$0

30 Transactions / Month

2 BNPL Plans

1 Budget

Unlimited Accounts

Unlimited Categories

Unlimited Subcategories

CSV import

Recurring Transactions

All future updates

Lifetime

$49

Everything in Free, plus:

Unlimited Budgets

Unlimited BNPL Plans

Unlimited Transactions

Early Bird Special: $25 Off

  • Use code EARLYBIRD25 at the checkout

  • Limited to first 100 buyers

Lifetime

$49

Everything in Free, plus:

Unlimited Budgets

Unlimited BNPL Plans

Unlimited Transactions

Early Bird Special: $25 Off

  • Use code EARLYBIRD25 at the checkout

  • Limited to first 100 buyers

How Budgetpeer Stacks Up

Year 1

Year 3

Year 5

BNPL auto splitting

Bank Login required

Payment Model

Budgetpeer

$49 or Free

$0

$0

One-Time

YNAB

$109

$327

$545

Yearly

Monarch

$99.99

$299.97

$499.95

Yearly

Goodbudget

$80

$240

$400

Premium

Yearly

Year 1

Year 3

Year 5

BNPL auto splitting

Bank Login required

Payment Model

Budgetpeer

$49 or Free

$0

$0

One-Time

YNAB

$109

$327

$545

Yearly

Monarch

$99.99

$299.97

$499.95

Yearly

You save up to $496 over 5 years compared to YNAB.

You save up to $496 over 5 years compared to YNAB.

$49 once. Not $109 every year.

$49 once. Not $109 every year.

Start Budgeting in 2 Minutes.
Free Forever.

No bank connection

No subscription

Just you and your budget

Free forever with limits. Upgrade to Lifetime ($49) anytime to go unlimited.

Free forever with limits. Upgrade to Lifetime ($49) anytime to go unlimited.

Early Bird Special: Get lifetime access for $24 instead of $49

  • Use code EARLYBIRD25 at the checkout

  • Use code EARLYBIRD25 at the checkout

  • Limited to first 100 buyers

  • Limited to first 100 buyers

© 2026 Budgetpeer. All rights reserved.

© 2026 Budgetpeer. All rights reserved.

© 2026 Budgetpeer. All rights reserved.